Steve and one of his sons, Justin (Team Roberts) have made this a family venture, working with Buyers and Sellers to assist them in reaching their goals. With a combined 40 years in Real Estate, we will give excellent advice. We are True Professionals, working Full Time, with hearts of Teachers. We do more than show you homes, we discuss financing, and explain your options, simply and effectively.
Our promise is to:
1. Do an analysis of the information.
2. Connect all the dots.
3. Discuss financing.
4. Explain all your options.
5. Find your perfect home for the best price and/or sell your home at the best price in a short period of time.
What is the Debt Snowball?
List your debts, excluding your mortgage, in order. The smallest balance should be your number one priority. Don't worry about interest rates unless two debts have similar payoffs. If that's the case, Then list the higher interest rate debt first. The point of the debt snowball is simply this: you need some quick wins in order to stay pumped up about getting out of debt. Paying off debt is not always about math, It's about motivation. Personal finance is 20% head knowledge and 80% behavior. When you start knocking off the easier debts, you will see results and you will stay motivated to dump your debt.
Steve and Justin Roberts have spent time studying and learning Financial Peace as well as coordinating multiple Financial Peace University classes. Many people have heard of Dave Ramsey and his mission to get people debt free.